Travel insurance for senior travellers: what to look for
Age limits, pre-existing conditions and medical cover: how to choose a policy for parents travelling abroad.
Older travellers need insurance most and often find it hardest to buy. Here's what to check before your parents fly.
Age limits
Many policies change price or cover above certain ages. Check that the policy accepts the traveller's age for the whole trip.
Pre-existing conditions
Diabetes, heart conditions and blood pressure are common. Declare them; an undeclared condition can void a claim. Some policies cover them for an extra premium.
Medical cover
Choose a high medical limit for the US, Canada, Europe, Australia and Japan, where treatment is expensive. Make sure evacuation is included.
Long stays
Parents visiting children abroad often stay for months. Check the maximum trip length and whether the policy can be extended.
Practical tips
- Carry prescriptions and a doctor's letter for medicines.
- Book wheelchair assistance at airports.
- Keep the insurer's emergency number on paper and on the phone.
We arrange policies suited to senior travellers with every booking. See what travel insurance covers.
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